Monday, December 30, 2019

Cpf accrued interest





Accrued interest over a period of 10yrs.

Wah.  Assuming I sell my 🏠, I will need to pay back about 24k to cpf.  😓

What can we do next?
Well we can try to recycle our cpf.


Let say if you got profit when u sell your house,  try to pay in cash instead of using ur cpf again or use as least as possible.




Friday, December 27, 2019

SCI


Sem corp Industry
Bought 7k worth of stock.
Utility ⚡ 🚰 energy business 12x PE... To me is cheap.
Every year earned about 350mio.
I am alright with it.

I expect this cash cow to trade towards 15x PE Est. 2.90$.

Treat this as saving 🏦.

Sianz kana the covid19...

Updates: 8/Mar2020
GFC trading at 7x pe

7x pe abt 1.30-1.40. Realli a not. Lol

Comfortdelgro


Gotten my Dec bonus. Bought 4k worth of stock.
So I decided to buy comfort 🚕 as a saving.
2.35$ at yield 4.4%, I am fine with it.

Every year earn about 300mio.
At 17x pe,  I am quite OK with it.
Acceptable.

FYI I have some holding at 2$.


Update 19/Dec2021
Dca down to  $1.65/share.

LBS

 Lau bak sai. 😁